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This 2019 Kia Optima S was sold on 2026-04-20, below are similar vehicles that are still available.

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2019 Kia Optima S

Sold Inventory

  • 2019 Kia Optima S
  • 6A
  • Miles : 146228
  • Stock Number : 9240

Description

$500 down – nothing more. 54 monthly payments of $27.82 per $1000 financed. 19.9% Annual Percentage Rate. Select vehicles only. With approved credit. Need a reliable commuter that still feels stylish for date night downtown, comfortable for weekend trips to Dayton, and efficient for the daily run up I75? This 2019 Kia Optima S in Ebony Black is a smart, budget-friendly sedan that fits real life-whether you're clocking a long work commute, shuttling kids to activities, or planning a road trip with friends and luggage in the trunk.

Available now at **Advantage Car and Credit - Troy**, a **Buy Here Pay Here (BHPH) dealership** serving **Troy, Ohio** and the surrounding Miami County area. You'll find us at **1099 N County Rd 25A, Troy, OH 45373**-an easy drive from Downtown Troy, near the Miami County Fairgrounds, and convenient to main routes like **I75**, **US36**, and **OH41**. Locals from neighborhoods and nearby communities like **Piqua**, **Tipp City**, **Vandalia**, and **Huber Heights** appreciate how simple it is to stop in before or after errands, dining around the Square, or catching seasonal events.

This Optima is a **sedan** with **146,228 miles**, a smooth **6-speed automatic (6A)** transmission, and a responsive **Theta II 2.4L I4 gasoline direct injection** engine that runs on **regular unleaded**-a practical choice for drivers who want predictable ownership costs. The **Optima S** trim adds a sportier presence while keeping everyday comfort front and center.

Highlights you'll notice right away:
- **Leather seating** and a **leather-wrapped steering wheel** for an upscale feel on daily drives
- **Heated exterior mirrors**, **automatic headlights**, **HID headlights**, **fog lights**, and **daytime running lights** for confident visibility in Ohio weather
- **Keyless entry** and **remote ignition** to make winter mornings and quick stops easier
- **Separate driver/front passenger climate controls** and **front power lumbar support** for comfort on longer trips
- **Steering wheel mounted controls**, a **trip computer**, and **voice-activated telephone** to help you stay focused on the road
- Safety and stability features including **ABS brakes**, **traction control**, **vehicle stability control**, **tire pressure monitor**, **child safety door locks**, and multiple airbags (front and side with head protection)

If you're a budget-conscious buyer building back your credit, this listing is especially worth a look. Advantage Car and Credit - Troy specializes in solutions that many traditional lenders overlook, including **in-house financing** and **second chance auto financing**. Shoppers searching for **buy here pay here** options often come in after hearing no elsewhere-whether they need **bad credit car loans**, a **subprime auto loan**, or help from a trusted **bad credit car dealer**. If you've been looking for **no credit needed** programs, a **no credit car dealer**, or **low down payment cars**, our Buy Here Pay Here approach is designed to keep the process straightforward. Many customers also ask about **guaranteed approval** options; eligibility can vary, but our team focuses on clear, realistic paths to approval based on your situation.

This Optima is ideal for commuters heading to Dayton, Wright-Patterson-area routes, or local employers-while still being comfortable enough for weekend drives to the **Greene** or a family outing at **Troy Community Park**.

Ready to take the next step? **Visit Advantage Car and Credit - Troy at 1099 N County Rd 25A, Troy, OH 45373** to see the 2019 Kia Optima S in person, **schedule a test drive**, and **apply online** to explore Buy Here Pay Here financing that fits your budget and timeline.